When I turned 18 I got my first credit card offer in the mail and I was extremely excited.  I wanted a cool silver flashy card that somehow allowed you to pay for things instead of cash.  It was a nice convenience to have a cool credit card to pay for things.

Little did I know that my teenage years were going to bring about a huge negative impact on my credit.

I was irresponsible with my credit cards that I had attained at a very young age, the companies were probably excited to have me, at first – until that is, I my hours at work getting cut made it so I could not stay on top of my bills.

I wish I had been more careful with my overspending and over – borrowing with the credit I was approved for.  But I was not, and you live an learn by making mistakes… big mistakes.

My inability to pay my credit cards back led to my debt balances being ‘charged off’ and sold to other companies.  These companies practically gave me an emotional breakdown.

These guys would call me non – stop throughout the day demanding that I pay them balances or they would take legal action against me.

It was a sickening feeling it zapped my energy and made me feel helpless.  I knew I had messed up but this was awful I did not want to go to court or worse…

I was on the verge of an emotional breakdown, and to make matters worse my hopes and dreams of ever being able to get approved for any sort of credit again for the next 7 – 10 years was out of the question.  How was I going to ever finance a car – or get approved for a credit card now that I had learned the hard way that you have to be responsible and not bite off more than you can chew.

To make a long an painful story short, eventually I was able to settle my debts with the obnoxious stress inducing collection companies, but there was still a problem.  My credit was in absolute ruins.  Not even just like kind of bad it had been absolutely destroyed.  Like no chance of getting any type of credit not even bad credit offers.

My credit score was a 501 which was extremely below average.

I knew I could not afford to wait 7 – 10 years to have this stuff clear from my record.  So I began doing research on credit repair services that could possibly help me out.

One of the names I kept hearing over and over again was the Lexington law firm.

Gosh, am I ever glad I found these guys.

I signed up with Lexington law and they were able to do what I like to call ‘miracles’ for me and my credit.  They removed and cleared all of the bad credit that was infliciting havoc on my credit reports.

After Lexington law deleted my bad credit my score increased to a 729.

It was like living a dream world where people were given second chances, I can’t even begin to describe the amount of joy I have experienced – all thanks to them and their professional credit repair service.

“Here are some deletion letters I received from credit bureaus like Experian, Equifax and TransUnion notifying me that items on my credit report had been removed.”

If you are or were in a similar type of position as I was I highly recommend you stop whatever you are doing and give Lexington law a call right now at: 1-800-251-3505.

Not only are they good had fixing your credit, they are extremely friendly and they are always available 24/7 – they are some of the friendliest, and sincere people I have ever worked with, they treated my credit case like I was a real person, and everything that they did for me mattered. It was an awesome experience.

Just in case you are on the fence about signing up with them – here are some more facts that you can digest:

1)  Lexington Law removed over 1 million bad credit report items in just 2011 alone.

2)  They are a brick and mortar credit repair business with actual offices, they are true professionals, and they do not sit behind their computers or website and pretend to help you.  They are active, true, and sincere credit experts that can help you and will help you if you let them!

3)  Take action today – Get started: Call them, they will even provide you with a free credit report and score update – as well as a free consultation just for ringing in, and if you would like to sign up for their service then go for it, there is no obligation!  1-800-251-3505